Comprehensive F&I Products for Texas Dealers
Premium Allstate-backed protection products designed to increase profitability and
customer satisfaction
Chafin Dealer Services offers a comprehensive portfolio of F&I products backed by A.M. Best "A" rated insurance
companies. Our products are competitively priced 10-15% below market average, easy to sell, and designed to meet
the diverse needs of your customer base.
All products include comprehensive F&I manager training, marketing materials, and ongoing support to
maximize your penetration rates and profitability.
Our F&I Solutions
Vehicle Service Contracts
Protect customers from unexpected mechanical breakdowns with extended coverage for major systems — engine, transmission, HVAC, electrical and more. VSCs can include benefits such as rental reimbursement, roadside assistance, nationwide claims handling, and claim deductible coverage.
Customizable terms: months / miles
Factory-equivalent repair standards
Transferable to future owners — increases resale value
Guaranteed Asset Protection
If a vehicle is totaled or stolen, GAP covers the difference between the insurance settlement and the remaining loan/lease balance. This prevents customers from paying out-of-pocket for negative equity and protects dealers from potential customer disputes.
Covers loan & lease gaps
Available as single-pay or financed
Simple claims process to speed customer satisfaction
Tire & Wheel Protection
Covers repair or replacement of tires and alloy wheels damaged by road hazards such as potholes, nails, and debris. Many plans include cosmetic wheel repair and balancing, reducing customer complaints and unexpected out-of-pocket costs.
Road hazard coverage (no-fault)
Coverage limits and pro-rated options available
Fast in-network repair authorization
Complete Protection Bundle
A merchant-friendly bundle combining VSC, GAP, Tire & Wheel, Theft Protection, and Roadside Assistance into a single, discounted package. Helps customers avoid choice paralysis and increases per-vehicle revenue while improving transparency in the F&I process.
Single contract, simplified administration
Higher take-rates when shown as a value bundle
Optional add-ons: key replacement, cosmetic coverage
Theft Protection
Deters theft and helps financially protect customers if a vehicle is stolen and not recovered. Programs can include VIN etching, key replacement coverage, and integrations with GPS recovery vendors for higher reimbursement and recovery rates.
Key replacement benefits
Optional GPS-recovery offsets
Claims assistance & rental reimbursement
Limited Warranties
Offer term-limited component warranties to build buyer confidence on certified and pre-owned vehicles. Limited warranties cover specific parts or systems for a stated period or mileage and can be marketed as a trust-builder for higher-priced used inventory.
Flexible coverage tiers
Clear, simple disclosures to reduce chargebacks
Optional dealer-installed coverage
Ready to increase PVR and protect your customers?
Simple pricing, fast onboarding, Allstate-backed claims support available.
Chafin Dealer Services partners and integrates with leading carriers to offer comprehensive F&I solutions and dealer support.
Opening hours
Mon - Fri : 8AM - 5PM
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